Insurance-Accepted Chiropractic Care in San Bernardino
Loma Linda Spine and Nerve Center accepts most major insurance plans for patients in San Bernardino, Loma Linda, and Colton. Our team can verify your coverage before your first visit, so you know exactly what to expect, with no surprises.
Insurance Plans We Accept
We proudly accept Medicare and the following plans:
OPTUM Direct & Group Plans:
- Associated General Contractors of America (AGC)
- California Schools (VEBA)
- Medica® (Commercial and Medicare)
- SEIU Local 721
- Stockton Unified School District
- Sutter Health Plus
- UnitedHealthcare® SignatureValue
- UnitedHealthcare® Medicare Advantage (Supplemental/Routine)
- UnitedHealthcare® Commercial & Medicare
- Zelis
Through American Specialty Health (ASH) Network:
- Aetna Health of California, Inc. (HMO, Medicare Advantage HMO & POS)
- Anthem Blue Cross (HMO Senior Secure)
- Anthem Blue Cross (PPO – Metropolitan & Rural Areas)
- Blue Shield of California (EPO & HMO)
- Blue Shield of California (PPO)
- Blue Shield of California (Blue Shield 65 Plus)
- Blue Shield of California Promise Health Plan (Medi-Cal HMO)
- Central Health Plan (Medicare Advantage HMO)
- Champion Health Plan (Medicare Advantage HMO)
- Cigna HealthCare of California, Inc. (HMO)
- Elite Health Plan (Medicare Advantage HMO)
- Gold Coast Health Plan (Medicare Advantage HMO)
- Health Net (HMO & PPO)
- Humana (Medicare Advantage HMO)
- Imperial Health Plan (Medicare Advantage HMO)
- Kaiser Permanente (Senior Advantage)
- Kaiser Permanente of Northern & Southern California (Medi-Cal)
- Providence Health Assurance (Medicare Advantage HMO)
- San Francisco Health Plan (Medi-Cal HMO)
- San Francisco Health Plan (Medicare Advantage HMO)
- SCAN Health Plan (Medicare Advantage HMO)
- Scripps Health Plan (HMO)
- Seaside Health Plan (HMO)
- Sharp Health Plan (HMO, POS, PPO & Direct Advantage HMO)
- Wellcare by Health Net (Medicare Advantage HMO)
Don't see your insurance plan listed?
Call our office at 909-300-6479 and ask for the front desk person; coverage details can change, and we're happy to verify them for you directly.
How Insurance Verification Works
- Call our office or submit your insurance information online when you fill out your medical intake.
- Our team checks your coverage and benefits.
- We explain your expected costs before treatment begins.
- You start care with no billing surprises, whether you're coming in for back pain, neck pain, or a general evaluation.
What If I Don't Have Insurance?
- No insurance? No problem at all! We understand, so we offer convenient self-pay options to make things easier.
- Our initial appointment is $130, which is a great starting point.
- Adjustments are $60, and other treatments range from $30 to $75. Plus, if you're looking to save even more, we can work together on a targeted treatment plan that could save you up to 20%!
- If your injury is related to a car accident or workplace incident, you may qualify for lien-based treatment with no upfront cost; see our Personal Injury page for details on how that works with your attorney.
- Feel free to ask about your options when you come in; we’re here to help you feel your best in a relaxed and friendly environment.
Why Verify Coverage First
- Chiropractic benefits vary widely between plans: some cover a set number of visits, others require a copay or deductible to be met first. Verifying ahead of time lets you focus on recovery instead of billing questions. We do this for every patient who comes to us for chiropractic care in San Bernardino.